Saldoo — Personal Finance Without Excel

For years I tracked my budget in Excel. It worked — until it didn't. A forgotten sheet, a different version on a different laptop, no charts. I built Saldoo to solve my own problem. Then I tried to sell it. That didn't work out. So I'm giving it away for free.

The idea

All data stays in the browser. Zero registration, zero server storing your finances, zero subscription. You open it, log your expenses, see where your money goes. The backend only handles global configuration — your data never leaves your device.

Privacy by architecture, not by privacy policy.

Features

• Clean monthly dashboard
• Income and expense categorization
• Charts and trends — see patterns, not just numbers
• Zero registration — your data stays with you
• AI that flags where you're losing the most (planned)

Status

Fully open source — use it, self-host it, or contribute code. If you've ever managed a budget in Excel, Saldoo is built for you.